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Product Specialist

Actively Reviewing the Applications

YES BANK

On-site
Posted 2 weeks ago • Apply by May 7, 2026

Job Description

Credit assessment

  • Tracking of covenants and management of exceptions / deviations
  • Regular review of the case
  • Inspections / Site visits Sector assessment
  • Detailed Financial analysis including finalization of financial model
  • Preparation of Credit Approval Memorandum and following internal approval processes
  • Meet with all pre-disbursal and post disbursal compliance

Communication/PR of Bank’s products

  • Undertakes brand communication initiatives for designated products
  • Communicates product positioning messaging that differentiates YES Bank’s products in the market
  • Increase Bank’s visibility in the finance circle / industry sector

Market Research

  • Illustrates understanding of consumers, competition and current market conditions through primary and secondary research
  • Sector tracking / management presentations

Credit Appraisal

  • Appraisal of the proposals involving detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk, Economic conditions

Documentation and Compliance

  • To maintain high quality standards of documentation, client communication, process compliance, ongoing basis with product partners / OSD / Risk Management and other Relationship Management group

Required Skills

Communication Financial Analysis Relationship Management Risk Management Documentation Market Research Compliance Credit Assessment Quality Standards Research Product Positioning Client Communication Credit Risk Balance Sheet Financial Ratios Management Risk Credit appraisal Cash flows Ratios Secondary research Appraisal
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