Territory Manager-Cross Sell (SME Loans)

Actively Reviewing the Applications

IDFC FIRST Bank

India, Punjab, Ludhiana Full-Time On-site

Posted 2 months ago • Apply by April 25, 2026

Job Description

Job Requirements

Job Requirements

Role/ Job Title: Territory Manager - Cross Sell (SME Loans)

Function/ Department: Sales

Job Purpose

The role bearer has the responsibility of sourcing loans from market using DSAs/DSTs and existing channel partners as well establishing a quality portfolio. It entails managing a team, maintain strong relationships, foster co-operation and communicate effectively across different mediums. The role bearer has to make sure adherence to the policies and guidelines set. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger objectives of the bank.

Roles & Responsibilities

Sourcing and managing channels from the market and acquiring business from them
Ensuring quality portfolio by minimizing delinquency and rejection
Extensive knowledge and understanding of retails assets, products, operations, and current market trends
Identifying the changing market trends, channel development for acquiring business and provide high quality customer service
Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high quality customer service.

Education Qualification

Graduation: Any Graduation

Experience: 2+ years of relevant experience