Relationship Manager
Actively Reviewing the ApplicationsYES BANK
India, Tamil Nadu, Chennai
Full-Time
On-site
Posted 3 weeks ago
•
Apply by June 4, 2026
Job Description
Job Title: Relationship Manager
Department: Mid Corporates
Experience: 3-8 years
Role Summary
We are looking for a dynamic and result-oriented Relationship Manager (RM) to join our Mid Corporates (MC) team. The ideal candidate will be responsible for sourcing and managing a portfolio of clients with turnover ranging from ₹500 Cr to ₹1500 Cr, maintaining portfolio hygiene, and actively engaging in cross-selling financial products.
Key Responsibilities
Department: Mid Corporates
Experience: 3-8 years
Role Summary
We are looking for a dynamic and result-oriented Relationship Manager (RM) to join our Mid Corporates (MC) team. The ideal candidate will be responsible for sourcing and managing a portfolio of clients with turnover ranging from ₹500 Cr to ₹1500 Cr, maintaining portfolio hygiene, and actively engaging in cross-selling financial products.
Key Responsibilities
- Client Acquisition (NTB): Source new-to-bank (NTB) clients in the medium enterprise segment with turnover between ₹500 Cr to ₹1500 Cr. Identify opportunities through market intelligence, references, and industry networking.
- Portfolio Management: Manage and deepen relationships with the existing client portfolio. Regular engagement with clients to ensure satisfaction and retention.
- Credit Note Preparation: Conduct financial analysis and prepare detailed credit notes for new and existing clients. Evaluate risk and structure proposals in line with bank’s credit policies.
- Sanction Process & Stakeholder Coordination: Liaise with internal credit teams for proposal discussions and approvals. Effectively communicate with clients to understand their financial needs and ensure alignment with product offerings.
- Portfolio Hygiene: Ensure timely renewals, limit compliance, documentation, and monitoring of early warning signals. Maintain high asset quality and minimize delinquencies.
- Cross-Selling: Identify and capitalize on cross-sell opportunities across products like trade finance, treasury, cash management, insurance, and working capital solutions.
- Graduate/Postgraduate in Finance, Commerce, or a related field.
- 3+ years of experience in mis corporates
- Strong understanding of credit analysis and financial statements.
- Excellent relationship management and communication skills.
- Proven ability to drive business and manage risk effectively.
Required Skills
Communication
Networking
Financial Statements
Financial Analysis
Relationship Management
Portfolio Management
Client Acquisition
Documentation
Financial Products
Compliance
Monitoring
Credit Analysis
Market Intelligence
Sourcing
Coordination
Cross-Selling
Credit
Cash management
Risk
MIS
Treasury
Credit notes
Trade Finance
Hygiene
Cross-sell
Signals
Corporates
References
Credit Note
Trade
Notes
Sell
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