Business Loan Officer

Company Description

Tata Capital Limited, a subsidiary of Tata Sons Limited, is a premier financial services provider registered with the Reserve Bank of India as a Core Investment Company. Operating under the Tata Capital brand, the company offers a wide range of fund and fee-based financial solutions to retail, corporate, and institutional customers. With expertise in areas like commercial and consumer finance, infrastructure and cleantech finance, wealth management, and Tata Cards, Tata Capital is a trusted and customer-centric organization. The company has a nationwide presence with over 500 branches, serving key markets across India.

Role Description

This is a full-time, on-site role for a Business Loan Officer based in Kolkata. The responsibilities include evaluating loan applications, conducting financial analyses, and preparing appropriate documentation. The role involves managing the end-to-end loan origination process, assessing creditworthiness, and ensuring compliance with underwriting guidelines. Additionally, the Business Loan Officer will maintain strong client relationships by providing exceptional customer service and guiding clients through the loan process.

Qualifications

• Experience and knowledge in Loan Origination and Loan Operations
• Strong understanding of Underwriting processes and Finance principles
• Proficiency in Customer Service and ability to maintain client relations
• Prior experience as a Loan Officer and familiarity with lending practices
• Excellent analytical, organizational, and interpersonal skills
• Ability to work effectively in an on-site team environment
• Bachelor's degree in Finance, Business, or related field; advanced certifications or degrees are a plus
• Knowledge of local market dynamics in Kolkata is an added advantage